Our Team

At Allora Finance, we’re a small, tight-knit team with one big vision: to finance your property dream.

Whether you’re a first home buyer, refinancing or seeking funds to renovate, we’ve got the know-how, the passion and just enough sass to get you where you want to be.

No matter where we are based, we provide outstanding service for our clients across Australia.Meet the Allora Finance dream team:

Alisha Scappin | Finance Broker, Director Allora Finance

Alisha Scappin | Finance Broker, Director

Passionate about: helping clients (particularly first home buyers and renovators) understand the scope of what's possible and achieve their goals

Personal motto: If you can't help, be helpful

What’s in my cup: Tea, never coffee, English breakfast or peppermint. Occasionally a G&T, but not in work time!

As a qualified Mortgage Broker, based in Brighton, Queensland, Alisha leads our team and founded the business in 2020, initially trading as Mortgage Express.

With a passion for making finance fun (yes, it’s possible), real estate and renovations, Alisha brings a wealth of knowledge and expertise to the company. Her passion for finance began at a young age, learning to budget, count and handle money while shopping with her mum. Before starting Allora Finance, Alisha had a few careers, with diverse roles in the residential property, design and renovation industries.

Goal oriented, process driven, and a tiny bit of a perfectionist (🤭), she’s been dubbed our Chief Mortgage Magician - which makes sense given she was Harcourts #1 Mortgage Broker for Queensland and South Australia for the past three years (2022, 2023, 2024), and Mortgage Express’ 4th ranked mortgage broker across Australia in 2024.

When she’s not helping clients secure their next property loan, you can find her cooking or entertaining, at the gym, making art or planning her next travel adventure.

As the business owner, Alisha strives to make the experience with Allora Finance - whether you're a client or business partner - as simple (and fun) as possible, opening doors with finance so you can achieve your next property goal.

Fun facts:

  • Her favourite band is the Red Hot Chili Peppers

  • Her favourite colours are forest green and fuschia (can you tell?!)

  • She has a nephew, two step-grandbabies, a cat and two doggos to keep her busy

  • She’s scared of fish - live ones, though she does enjoy eating them

  • She once won a car in a raffle

Call Alisha
Kylie Rowan, Finance Broker Allora Finance

Kylie Rowan | Finance Broker

Passionate about: helping homeowners maximise their time and money investment

Personal motto: say what you mean and mean what you say

What’s in my cup: dirty chai (double shot please!) and bubbles when celebrating

Kylie hails from The Entrance - a coastal town in the Central Coast region of New South Wales, and joined the business at the beginning of 2025.

Kylie has built her career, in varying roles, around setting people up for life. She understands that financial success is a big element of this journey and loves the empowerment that comes with knowing how to use and access money. For Kylie, looking beyond the day-to-day transactions of life and considering the big picture is just the beginning of opening up a world of possibilities for her clients.

As an effective and efficient operator who prides herself on building authentic client relationships, our resident Loan Wizard, Kylie loves matching clients with a great loan.

When she’s not working towards seeing the joy on her clients’ face when their loan gets approved, you’ll find her in a yoga class, reading or enjoying a long walk on the beach.

Fun facts:

  • She is mother of two wonderful teenage daughters

  • She loves going to the gym to flex her muscles and test her resilience

  • She has lived in Adelaide, Melbourne, Brisbane and Sydney plus the United States

  • Her love of live music far exceeds crowds, so you'll likely find her up the back dancing to her own beat

  • She is learning to play the drums

  • As a retired chef (and travel agent), she loves finding new food and having adventures - big or small.

Email Kylie
Stephanie Malineack | Finance Broker Allora Finance

Stephanie Malineack | Finance Broker

Passionate about: finding creative solutions for tricky financial situations

Personal motto: work hard, stay humble & never give up

What’s in my cup: coffee and sometimes a protein shake in the mornings… otherwise water. Or maybe a beer 😉

Joining the Allora Finance team in 2025 is Steph, a young mum from the Brisbane bayside suburb of Birkdale.

Steph has an extensive background in finance and insurance (namely of the motor vehicle variety). Getting a taste for sales and negotiating early on in her career, she’s a whiz at making the lending process as simple and stress free as possible - from getting to know your goals (and challenges) to matching you with a great loan and walking you through the fine print. If there’s a calculator involved, Steph’s onto it faster than you can say ‘fixed rate’.

When she’s not helping first home buyers navigate the daunting process of mortgage lending, Steph enjoys swimming and gym sessions, doing a good jigsaw or sudoku puzzle.

Want to work with someone who can analyse your wants, deliver to your needs and keep you smiling along the way? Steph (our Finance Mastermind) is your go-to!

Fun facts:

  • She’s an identical twin

  • She plays touch football competitively and socially

  • She is married with two kids under three – a boy Axel, and a girl Montana

  • Her favourite thing to do with family is to go camping

  • She has two pets – cat Marty, and dog Toby

  • She walked the Kokoda track in 2011 at age 16!

Email Stephanie
Cary Gumban Administrator and Loan Processor Allora Finance

Cary Gumban | Administrator and Loan Processor

Passionate about: making your loan application as painless as possible

Personal motto: progress, not perfection

What’s in my cup: coffee (with a slice of cake please!), and wine when relaxing with family and friends

As the first full-time employee, Cary joined Allora Finance at the beginning of 2024, as loan processor and Alisha’s right hand woman.

Cary's technical background as an engineering graduate, combined with experience working in the manufacturing sector, showcases her strong technical aptitude and adaptability. Transitioning into mortgage broking support, Cary has made loan processing her domain - from organising documents to supporting the application process, Cary keeps things running smoothly at Allora Finance.

Cary is meticulous by nature, with a knack for details and a genuine passion ensuring everything is accurate and precise for submissions and beyond. We call her the Paperwork Ninja; a ninja, but with paperwork instead of nunchucks.

When Cary’s not pouring over the details of your next loan you can find her watching Korean drama or anime (often staying up late to finish a series) and playing with her cats.

Fun facts:

  • She has 9 cats which she adores. The most troublesome and biggest one is named King Kong

  • She plays competitive chess

  • Her favorite colour is blue, but so is her mums - so she switched to grey!

  • She loves listening to old music

  • She enjoys the comfort of her home, but would love to travel more with her family

  • She is highly empathetic and says that ‘helping clients achieve their goals, really adds spice to her life!’

Contact Allora Finance

Need some assurance that home ownership is possible for you?

Maybe you just want someone to cut through the BS (Bank Stuff) and get things rolling?Enter the Allora Finance team.

Breaking down all that finance jargon, recommending options from our 30+ lenders, completing your paperwork and making sure the process stays fun as possible - it's what Allora Finance do best. Plus, they’re great at making those ‘good news’ phone calls when your loan gets approved (insert happy dance here)!

Ready to chat to our Team?

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What our clients say…

SV

Sharnie Vlieg

Steph was so easy to work with to get a consolidation loan , she made it non stressful and made everything run smoothly and had it all done in a timely matter , really appreciate all the hard work and effort Steph put in to help me with all of this :) will be highly recommending you to people that need finance help :)

KH

Kiarni Hall

Steph was incredible sorting personal finance for my husband and I. She made the whole process efficient, clearly communicated and responded with a huge number of variables and options for us to select the outcome that suited us best. We are so grateful to Steph for her support.

JC

John Citizen

Absolute godsend!!! Best broker I’ve ever used! Steph did the impossible for me. Literally went through 2 other brokers, I wish I went with Steph first!!!!

Frequently Asked Questions

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

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